单通道还是聚合收款码

$payment_type = isset($data['payment_type']) ? $data['payment_type'] : 0;

// 单个收款码图片ID

$payment_image_id = isset($data['payment_image_id']) ? $data['payment_image_id'] : '0';

// 支付宝图片ID

$alipay_qr_image_id = isset($data['alipay_qr_image_id']) ? $data['alipay_qr_image_id'] : '0';

// 微信图片ID

$wechat_qr_image_id = isset($data['wechat_qr_image_id']) ? $data['wechat_qr_image_id'] : '0';

// 支付宝账号

$alipay_account = isset($data['alipay_account']) ? $data['alipay_account'] : '';

// 微信账号

$wechat_account = isset($data['wechat_account']) ? $data['wechat_account'] : '';

// 其他支付方式

$other_payment_method = isset($data['other_payment_method']) ? $data['other_payment_method'] : '';

// 收款账号

$bank_card_account = isset($data['bank_card_account']) ? $data['bank_card_account'] : '';

// 开户行

$bank_name = isset($data['bank_name']) ? $data['bank_name'] : '';

// 支付宝昵称

$alipay_nickname = isset($