解决异地收款码问题，办法大揭秘！

段落一：远程收款码的困扰

很多做远程收款的老板都会办理过很多的远程收款码，但是都不能长久使用。因为收款码主要是用于线下收款的，都只有一个收款通道，一个通道收款多少了很容易给风控。经常朋友客户咨询，有没有不风控的收款码，实际上是不可能存在这样的收款码的，所有的收款码都是通过技术收到去减少风控，并且达到长期收款的目的，有很多异地远程收款，收款码，哪怕是公司的商家码，也是不能用于远程非面对面收款的。

小标题：保证业务合法合规

解决收款风控问题的首要步骤是保证业务合法合规。如果是违规业务也会大数据监测风控的。同时，采用多场景收款方式，例如远程收款单，H5客服跳转支付，小程序支付，或者是API收款等等，可以有效降低风控问题。广力云收款码提供了多通道收款、随机切换收款通道的功能，费率为0.38%，目前不支持境外收款。

段落二：远程收款的解决办法

最佳的办法就是办理远程收款码。远程收款是利用小程序的技术和支付通道，技术逻辑类似于在电商商城里购物，所以不会受到异地风控的限制。使用起来非常方便，商家输入收款金额，然后就可以通过微信或者支付宝分享给客户，客户点开就可以直接支付，或者是生成图片发给客户，客户识别二维码后直接付款，使用起来和聚合二维码一样的方便便捷。

小标题：适用对象与注意事项

远程收款适合于个体户或者是企业，个人是无法办理的。如果是企业是比较有尤其的，同时还需要法人资质良好，如果法人有其他征信问题或者是违规的记录也是办理了不能正常使用。远程收款都是官方通道和第三方通道，正常的到账时间为T1，选择收款机构一定需要有正规合法的支付牌照，不然就很难保证资金安全。需要注意的是以下几点：1.凡是告诉你远程收款100%无风控，一定是骗子。因为有一种风控是平台方为了响应央行的规定而给到的风控提醒，但不影响收款，只是很多客户认知不到位。2.凡是告诉你不需要营业执照就可以办理的一定不支持远程。因为你都无法提供经营资质，频繁收款交易，平台方不封你封谁。3.凡是支持秒到银行卡或者某独立APP余额的都不可能是支持远程的。因为远程收款难免会被一些商户用于不合规的收款，不合规的钱被冻结，支付公司垫付了资金，谁来承担损失？相对来说，面对面收款不合规的概率很低，所以支持秒到的收款方式更多是面对面收款。4.能否做好后续的申诉。与面对面收款不同，远程收款的客户难免会遇到客户的投诉/违规等，这些违规不处理，就会积累在身份证名下，以后办的收款码弹出风险提示的概率更高。所以一定要找到有售后服务能力的团队，否则再好的收款码都无法长久使用。5.最后一种就是，收款笔数不要太高频、金额不要太单一，要合理分散订单、规避风控。

段落三：总结

以上是对于目前远程收款常见风控问题的一些建议。解决收款码风控问题的关键在于合法合规、采用多种收款方式、选择合适的远程收款通道，并遵守相关规定和注意事项。在办理远程收款码时，需要确保具备良好的法人资质，选择有售后服务能力且具备正规合法支付牌照的收款机构。同时，合理分散订单、避免高频收款和单一金额的交易，能有效规避风控问题。通过以上措施，可以更好地解决异地收款码问题，实现长期稳定的远程收款。谢谢！

参考译文：

Solving the Problem of Remote Collection Codes, Methods Revealed！

Paragraph 1: The Predicament of Remote Collection Codes

Many bosses who collect payments remotely have applied for many remote collection codes, but they cannot be used for a long time. This is because collection codes are mainly used for offline collections and they only have one collection channel. It is easy for the platform to identify and implement risk control measures when too much money is collected through a single channel. Friends and clients often ask whether there are non-risk-controlled collection codes. Actually, there is no such thing. All collection codes are subject to technological processing to reduce risk control and achieve long-term collection goals. Remote collection codes, even merchant codes of companies, cannot be used for remote non-face-to-face collections.

Subtitle: Ensuring Legal and Compliance Operations

The first step to solving the problem of collection risk control is to ensure that the operations are legal and compliant. Risk control measures are implemented even for illicit operations through big data monitoring. Using multiple collection methods, such as remote collection invoices, H5 customer jump payments, mini-program payments, or API collections, can effectively reduce risk control issues. Guangliyun collection codes offer multiple channels for collection and random switching of collection channels, with a fee rate of 0.38% and no support for overseas collections.

Paragraph 2: Solutions for Remote Collections

The best solution is to apply for remote collection codes. Remote collection utilizes the technology and payment channels of mini-programs, which are similar to the logic of shopping in e-commerce platforms. Therefore, they are not subject to the restrictions of remote risk control. It is very convenient to use. Merchants enter the collection amount and share it with customers through WeChat or Alipay. Customers can directly make payments by clicking on the collection codes, or by generating images and having customers scan the QR codes for payment. It is as convenient and efficient as unified QR codes.

Subtitle: Target Users and Precautions

Remote collection is suitable for self-employed individuals or companies. Individuals cannot apply for remote collection codes. Companies have more advantages, but the legal qualifications of the legal representative need to be good. If the legal representative has other credit problems or records of violations, the application cannot be used normally. Remote collection codes are provided by official and third-party channels, and funds are usually settled within T1. When choosing a collection institution, it is important to select a provider with a legal and legitimate payment license to ensure the security of funds. The following points should be noted: 1. Anyone who claims that remote collection has 100% no risk control is definitely a scammer, as the platform may issue risk control reminders in response to regulations by the central bank. However, this does not affect collection, but many customers are not aware of it. 2. Anyone who claims that a business license is not required for remote collection does not support remote collection. Without a business qualification, frequent collection transactions would lead to the platform's suspension. 3. Anyone who supports instant bank card transfers or independent APP balances cannot support remote collection. Remote collection is prone to non-compliant collection by certain merchants. If the non-compliant funds are frozen and the payment company has already advanced the funds, who will bear the loss? On the other hand, the probability of non-compliant transactions in face-to-face collection is very low, so instant transfers are supported more in face-to-face scenarios. 4. Can you handle subsequent appeals? Unlike face-to-face collection, remote collection is more likely to face customer complaints, violations, etc. If these violations are not resolved, they will accumulate under the customer's ID number, increasing the probability of risk notifications when applying for subsequent collection codes. Most code merchants only focus on offline collections and are not likely to help customers address complaint issues. Therefore, it is necessary to find a team with after-sales service capabilities; otherwise, even the best collection codes cannot be used for a long time. 5. The final point is that the number of collections should not be too frequent, and the amounts should not be too uniform. It is necessary to diversify and distribute orders reasonably to avoid risk control.

Paragraph 3: Summary

The above are some suggestions for dealing with common risk control issues in remote collection. The key to solving collection risk control lies in legality, compliance, adopting multiple collection methods, selecting suitable remote collection channels, and complying with relevant regulations and precautions. When applying for remote collection codes, it is essential to ensure legal qualifications, select institutions with after-sales service capabilities, and possess legitimate payment licenses. Moreover, it is important to reasonably diversify and distribute orders, avoid high-frequency collections and uniform transaction amounts to effectively mitigate risk control issues. By implementing the aforementioned measures, it is possible to better address the problem of remote collection codes in different locations and achieve long-term stability in remote collections. Thank you!